Website Terms and Conditions
Eligibility
Snow & Sauerteig LLP administers and operates its website from its location in the United States. Although the website may be accessible worldwide, Snow & Sauerteig LLP does not provide services outside of the United States. This website is intended for individuals over the age of 18 years that are located in the United States.
Agreement to Terms and Conditions
By using the website you agree to these Terms and conditions. If you do not agree, do not use the website.
We may amend our Terms and Conditions at any time without specific notice to you. The latest version of our Terms and Conditions will be posted on our website, and you should review the Terms and Conditions prior to using our website. After any revisions to our Terms and Conditions are posted, you agree to be bound to any such changes to them. Therefore, you should periodically review our Terms and Conditions to make sure you still agree to them. By using our website, you agree to fully comply with and be bound by our Terms and Conditions. Please review them carefully. If you do not accept our Terms and Conditions, do not access and use our website. If you have already accessed our website and do not accept our Terms and Conditions, you should immediately discontinue use of our website.
Snow & Sauerteig LLP reserves the right to do any of the following, at any time, without notice: (1) to modify, suspend, or terminate operation of or access to the website, or any portion of the website, for any reason; (2) to modify or change the website, or any portion of the website, and any applicable policies or terms; and (3) to interrupt the operation of the website, or any portion of the website, as necessary to perform routine or non-routine maintenance or other changes.
Legal Compliance
You agree to comply with all applicable laws, statutes, ordinances, and regulations regarding your use of our website. Snow & Sauerteig LLP reserves the right to investigate complaints or reported violations of our website Terms and Conditions and to take any action we deem appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties, and disclosing any information necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, posted materials, IP addresses and traffic information, as allowed under our Privacy Policy.
You may not use any “deep-link,” “page-scrape,” “robot,” “spider” or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy, or monitor any portion of the website or any content, or in any way reproduce or circumvent the navigational structure or presentation of the website or any content, to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the website Snow & Sauerteig LLP reserves the right to bar any such activity.
You may not attempt to gain unauthorized access to any portion or feature of the website, or any other systems or networks connected to the website or to any Snow & Sauerteig LLP server, or to any of the services offered on or through the website, by hacking, password “mining” or any other illegitimate means.
You may not probe, scan, or test the vulnerability of the website or any network connected to the website, nor breach the security or authentication measures on the website or any network connected to the website. You may not reverse look-up, trace, or seek to trace any information on any other user of or visitor to the website, or any other person, including any Snow & Sauerteig LLP account not owned by you, to its source, or exploit the website or any service or information made available or offered by or through the website, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than your own information, as provided for by the website.
You agree that you will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the website or Snow & Sauerteig LLP’s systems or networks, or any systems or networks connected to the website or to Snow & Sauerteig LLP.
You agree not to use any device, software, or routine to interfere or attempt to interfere with the proper working of the website or any transaction being conducted on the website, or with any other person’s use of the website.
You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to Snow & Sauerteig LLP on or through the website or any service offered on or through the website. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity.
You may not use the website or any content for any purpose that is unlawful or prohibited by these Terms and Conditions, or to solicit the performance of any illegal activity or other activity which infringes the rights of Snow & Sauerteig LLP or others.
Intellectual Property
Our website may contain our service marks or trademarks as well as those of our affiliates or other companies, in the form of words, graphics, and logos, Your use of our website does not constitute any right or license for you to use such service marks/trademarks, without the prior written permission of the corresponding service mark/trademark owner. Our website is also protected under international copyright laws. The copying, redistribution, use, or publication by you of any portion of our website is strictly prohibited. Your use of our website does not grant you ownership rights of any kind in our website.
Other Terms and Conditions
Additional terms and conditions may apply to specific portions or features of the website, including our SMS Terms and Conditions which are made a part of these Terms and Conditions by this reference. You agree to abide by such other terms and conditions. If there is a conflict between these Terms and Conditions and any other terms posted for or applicable to a specific portion of the website, the latter terms shall control with respect to your use of that portion of the website or linked page.
Snow & Sauerteig LLP’s obligations, if any, with regard to its services are governed solely by the agreements pursuant to which they are provided, and nothing on this website should be construed to alter such agreements.
The following terms also govern and apply to your use of the website, and they are incorporated herein by reference:
Privacy Policy
SMS Terms and Conditions
Security
Certain features or services offered on or through the website may require you to login to view account details. You are entirely responsible for maintaining the confidentiality of the information you hold for your account, including any password, and for any and all activity that occurs under your account as a result of your failing to keep this information secure and confidential. You agree to notify Snow & Sauerteig LLP immediately of any unauthorized use of your account or any other breach of security. You may be held liable for losses incurred by Snow & Sauerteig LLP or any other user of or visitor to the website due to someone else using your account as a result of your failing to keep your account information secure and confidential.
You may not use anyone else’s Snow & Sauerteig LLP ID, login information, or account at any time without the express permission and consent of the holder of that account. Snow & Sauerteig LLP cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations.
Privacy
By using this website, you acknowledge and agree that Internet transmissions are never completely private or secure. You understand that any message or information you send to the website may be read or intercepted by others, even if there is a special notice that a particular transmission (for example, credit card information) is encrypted. To view Snow & Sauerteig LLP’s Privacy Policy, click HERE.
Links to Other Websites
Our website may contain links to third party websites. These links are provided solely as a convenience to you. By linking to these sites, we do not create or have an affiliation with, or sponsor such third-party websites. The inclusion of links within our website does not constitute any endorsement, guarantee, warranty, or recommendation of such third-party websites. Snow & Sauerteig LLP has no control over the legal documents and privacy practices of third-party websites; as such, you access any such third-party websites at your own risk.
Disclaimers
SNOW & SAUERTEIG LLP DOES NOT PROMISE THAT THE WEBSITE OR ANY CONTENT, SERVICE OR FEATURE OF THE WEBSITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT YOUR USE OF THE WEBSITE WILL PROVIDE SPECIFIC RESULTS. THE WEBSITE AND ITS CONTENT ARE DELIVERED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS. ALL INFORMATION PROVIDED ON THE WEBSITE IS SUBJECT TO CHANGE WITHOUT NOTICE. SNOW & SAUERTEIG LLP CANNOT ENSURE THAT ANY FILES OR OTHER DATA YOU DOWNLOAD FROM THE WEBSITE WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES. SNOW & SAUERTEIG LLP DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SNOW & SAUERTEIG LLP DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS, AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE WEBSITE. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE WEBSITE AND ANY LINKED WEBSITES. YOUR SOLE REMEDY AGAINST SNOW & SAUERTEIG LLP FOR DISSATISFACTION WITH THE WEBSITE OR ANY CONTENT IS TO STOP USING THE WEBSITE OR ANY SUCH CONTENT. THIS LIMITATION OF RELIEF IS A PART OF THE BARGAIN BETWEEN THE PARTIES.
The above disclaimer applies to any damages, liability, or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of or unauthorized access to, alteration of, or use, whether for breach of contract, tort, negligence, or any other cause of action.
Limitation of Liability
Except where prohibited by law, in no event will Snow & Sauerteig LLP be liable to you for any indirect, consequential, exemplary, incidental, or punitive damages, including lost profits, even if
Snow & Sauerteig LLP has been advised of the possibility of such damages.
Indemnity
You agree to indemnify and hold Snow & Sauerteig LLP, its officers, directors, shareholders, predecessors, successors, successors in interest, employees, agents, subsidiaries, and affiliates, harmless from any demands, loss, liability, claims or expenses (including attorney’s fees), made against Snow & Sauerteig LLP by any third party due to or arising out of or in connection with your use of the website.
Violation of These Terms and Conditions
You agree that Snow & Sauerteig LLP may, in its sole discretion and without prior notice, terminate your access to the website and/or block your future access to the website if we determine that you have violated these Terms and Conditions or other agreements or guidelines which may be associated with your use of the website. You also agree that any violation by you of these Terms and Conditions will constitute an unlawful and unfair business practice, and will cause irreparable harm to Snow & Sauerteig LLP, for which monetary damages would be inadequate, and you consent to Snow & Sauerteig LLP obtaining any injunctive or equitable relief that Snow & Sauerteig LLP deems necessary or appropriate in such circumstance. These remedies are in addition to any other remedies Snow & Sauerteig LLP may have at law or in equity.
Snow & Sauerteig LLP’s failure to exercise or enforce any right under these Terms and Conditions will not waive that right.
You agree that Snow & Sauerteig LLP may, in its sole discretion and without prior notice, terminate your access to the website, for cause, which includes (but is not limited to) (1) requests by law enforcement or other government agencies, (2) a request by you (self-initiated account deletions), (3) discontinuance or material modification of the website or any service offered on or through the website, or (4) unexpected technical issues or problems.
You agree that Snow & Sauerteig LLP will not be liable to you or to any third party for termination of your access to the website as a result of any violation of these Terms and Conditions
SMS Terms and Conditions
Welcome to Text Messaging with Snow & Sauerteig LLP. We send text messages to the phone number provided by our client, the current creditor, in the placement file associated with an account in our office for collection. If you are not the individual associated with the account, please respond WRONG NUMBER, email contact@snowsauerteig.com, or call our office at (260) 423-2353.
Opt-Out. You can choose to opt-out of SMS at any time by replying “STOP” to any SMS, by emailing “stop texting me” or something similar along with the phone number we are texting and your Snow & Sauerteig LLP account number to contact@snowsauerteig.com, or by calling our office at (260) 423-2353 and informing us that you want to opt-out of SMS.
Consent. By using this website, you agree to receive text messages from Snow & Sauerteig LLP. If you opted in to text by speaking with one of our agents, sending in an email, or sending START to our short code, you consent to receive SMS messages from Snow & Sauerteig LLP, our agents, representatives, employees, affiliates, or anyone texting on our behalf. You certify, represent and warrant that you are permitted to receive communications at any telephone number you have provided to the creditor of your account, to a prior debt collector or servicer, or to Snow & Sauerteig LLP. You further agree to promptly alert Snow & Sauerteig LLP in the event you stop using a particular telephone number.
Message Content. By using this website and not opting-out, you give Snow & Sauerteig LLP permission to send account-related text messages, such as payment reminders, resolution options, and other account information to the cell phone number on file. Text messages may contain a hyperlink to an individualized page allowing you to perform various self-service options. You agree to inform Snow & Sauerteig LLP of any shared telephone number to which you do not consent to messages being sent.
Message and Data Rates. Message and data rates may apply. If you have questions about your text plan or data plan, please contact your wireless provider.
Not a Condition of Service. Your consent to receive text messages is not required as a condition of purchasing any goods or services, entering into any agreement, or resolving your account with Snow & Sauerteig LLP.
Carrier Disclaimer. Snow & Sauerteig LLP and wireless carriers are not liable for delayed or undelivered messages.
Help. For help or more information, contact us at (260) 423-2353 or contact@snowsauerteig.com.
Governing Laws; Dispute Resolution
You agree that all matters relating to your access to or use of the website, including all disputes, will be governed by the laws of the United States and by the laws of the State of Indiana without regard to its conflict of laws provisions. You agree to the personal jurisdiction by and venue in the state and federal courts in Allen County, Indiana, and waive any objection to such jurisdiction or venue. Any claim under these Terms and Conditions must be brought within one (1) year after the cause of action arises, or such claim or cause of action is barred. Claims made under separate terms and conditions or federal and state consumer financial protection laws are not subject to this limitation. In the event of any controversy or dispute between Snow & Sauerteig LLP and you arising out of or in connection with your use of the website, the parties shall attempt, promptly and in good faith, to resolve any such dispute. If we are unable to resolve any such dispute within a reasonable time (not to exceed thirty (30) days), then either party may submit such controversy or dispute to mediation. If the dispute cannot be resolved through mediation, then the parties shall be free to pursue any right or remedy available to them under applicable law.
If any provision of these Terms and Conditions is void or unenforceable in whole or in part, the remaining provisions shall not be affected.
Contact Us
If you have any questions about these Terms & Conditions, please contact Snow & Sauerteig LLP at:
Snow & Sauerteig LLP
203 E Berry Street, Suite 1100
Fort Wayne, Indiana 46802
Telephone: (260) 969-3255
Email: contact@snowsauerteig.com
Effective Date: January 28, 2026